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There are many top rated credit cards to choose from. It’s important to review all your options when choosing a credit card.  Some credit cards come with 100% guaranteed approval. Other credit cards have 0% interest for the first 6 months. There are different incentives that you can take advantage of when choosing a credit card. Prepaid cards have credit repairing properties such as credit bureau reports in your favorite.  Use prepaid cards just like a regular Visa MasterCard.  The only difference is that you open a bank account to supply the prepaid card with money.